10Life

Summary

10Life is Hong Kong's leading insurance comparison platform operated by actuaries, covering 50+ insurers and 1,500+ plans including VHIS, critical illness, QDAP, savings, travel, and life insurance. The platform uses a scoring system to fairly compare product details and help users choose the right coverage.

What is 10Life?

10Life is a licensed insurance brokerage (IA license FB1526) offering one-stop insurance comparison, advisory, and policy services. Actuaries analyze policy terms across Hong Kong insurers, score products, and expose hidden clauses to make insurance transparent. Users can compare medical, critical illness, savings, and annuity plans, then consult licensed advisors for free guidance and enrollment.

Core Capabilities

• Actuary-led scoring system: Fair comparison of 1,500+ plans with standardized criteria, product quality at a glance
• Insurance comparison tools: Covers VHIS, critical illness, QDAP, savings, travel, life, and home insurance
• Life-stage simulation: Recommends suitable insurance portfolios and budgets by life stage
• Free advisor consultation: Licensed advisors provide no-pressure professional advice, assist with enrollment and claims
• Insurance blog & columns: Decode policy pitfalls and reveal details insurers may not highlight

Pros

• Actuary-driven scoring, objective and transparent, unaffected by commercial partnerships
• Covers 50+ insurers and 1,500+ plans for comprehensive choice
• Licensed advisors are salaried employees, focused on client interests with no high-commission hard selling
• Serves 2.3 million+ active users annually, handled 100,000+ insurance inquiries
• One-stop platform integrating comparison, consultation, enrollment, and claims support

Positioning & best fit

10Life is built for Hong Kong consumers seeking transparent, fair insurance comparison and professional guidance. The platform suits individuals and families who want to understand coverage options and choose the right policies.

• First-time insurance buyers: Use life-stage simulations to understand coverage needs and budgets
• Product comparison users: Leverage actuary scores to quickly filter top medical, critical illness, and savings plans
• Clients needing advisor support: Seek no-pressure professional advice for enrollment or claims
• Expats and families: Compare VHIS, QDAP, travel, and home insurance options