Capvant

Summary

Capvant is a UK business funding marketplace that connects business owners with multiple lenders through one application, enabling side-by-side comparison of real offers without impacting credit scores.

What is Capvant?

Capvant is a funding matching platform (not a lender) that connects businesses with a network of capital providers. Business owners submit a single funding request, which the platform distributes to its lender network. Multiple lenders compete and return real offers with rates, terms, and total costs displayed upfront. The inquiry process uses soft credit checks that do not affect credit scores. Owners compare offers in one interface, select the best fit, and can receive funds in as little as 24 hours. The platform has helped 2,400+ businesses and handled over £500M in funding inquiries.

Core Capabilities

• Single request, multiple offers: One submission reaches the entire lender network, no need to contact each individually
• Soft credit check: Viewing offers does not impact credit score; full check only occurs before accepting a deal
• Real-time offer comparison: Side-by-side display of rates, terms, and total cost with full transparency
• Fast funding: Some products deliver funds in as little as 24 hours
• Diverse funding products: Term loans, lines of credit, working capital, invoice finance, equipment finance, and more
• Funding dashboard: Track offers, draws, and repayment progress

Pros

• One request reaches multiple lenders, saving time on individual inquiries
• Inquiry process does not harm credit score, safe to explore options
• Lender competition drives better rates and terms
• Fast approval and funding, some products close within days
• Transparent terms with real rates and total cost shown upfront

Positioning & best fit

Capvant is built for UK businesses that need fast, transparent funding comparison and want to avoid contacting banks one by one, protect their credit score, and secure competitive offers.

• SME owners: Need working capital, equipment finance, or expansion funding and want to compare multiple options quickly
• Seasonal businesses: Retail, hospitality, logistics, and other industries requiring flexible credit lines to manage cash-flow cycles
• Growth-stage companies: Opening new locations, purchasing inventory, or expanding fleets with fast approval and funding
• Businesses declined by traditional banks: Access a broader lender network to find alternative funding options