Percento

Summary

Percento is a personal asset management app focused on the big picture, not daily spending. It uses balance-sheet clarity to help users understand asset allocation and investment performance at a glance.

What is Percento?

Percento is an asset-management tool built on professional accounting principles by a former accountant. Instead of logging every purchase, it encourages users to record significant financial events—investments, large expenses, asset transfers—and presents a monthly balance sheet. iOS-native, works offline, syncs via iCloud, and locks with Face ID.

Core Capabilities

• Visual asset allocation — swipe to see portfolio breakdown and investment distribution
• Multi-currency auto-conversion — supports global, account, and transaction currencies with live FX rates
• Auto stock & fund updates — fetches latest prices without manual entry
• Monthly balance sheets — clear view of financial position and trends over time
• Fast logging — record only important account changes, save time
• Privacy-first design — no login required, offline-capable, Face ID lock, iCloud encryption
• Data export — export .csv anytime for full control

Pros

• Focus on what matters: skip trivial expenses, manage finances more effectively
• Holistic view: instantly see if your portfolio is balanced and how returns have trended
• High automation: stock prices and FX rates update automatically, minimal manual work
• Strong privacy: local-first, iCloud encryption, Face ID, full data ownership
• Clean and efficient: professional accounting foundation, intuitive for non-accountants

Positioning & best fit

Percento is built for users who want to understand their overall financial position, not track every coffee. It's ideal for individuals with multiple investments (stocks, funds, foreign currency) who need a unified asset-allocation view. Grounded in accounting principles but simple to use, no finance background required.

• Multi-asset investors — hold stocks, funds, FX, and need a consolidated dashboard
• Privacy-conscious users — prefer local storage and no cloud account dependency
• Efficiency seekers — don't want to log every expense, only major financial moves
• Portfolio planners — regularly review allocation ratios and rebalance strategy